Principal Responsibilities Include:
- Provide medical expertise and timely guidance to the underwriting staff in matters related to risk selection on individual life insurance, long term care, and annuities for impaired lives.
- Perform statistical analysis of mortality as needed.
- Perform case analysis and referrals.
- Provide input as needed on contestable claim reviews.
- Train and develop underwriting staff.
- Participate in various company initiatives including new products and updates to the underwriting guidelines.
- Stay abreast of advances in medicine as well as any innovations in the risk selection process.
- Establish a solid working relationship with medical directors at our reinsurance partners.
- Assist with medical underwriting research and special projects, as needed.
Desired Qualifications:
- Possesses a current license to practice medicine.
- Board Certified in Insurance Medicine or willing to obtain board certification.
- Board Certified in a medical specialty
- Experience in the Broker General Agent marketplace
- Complex substandard experience
- Demonstrated expertise in individual life insurance underwriting.
- Strong interpersonal skills, excellent written and verbal communication skills, and a commitment to excellence.
- Experience in a paperless environment is preferred.
- Strong life Medical Director experience (5+ years).